In final testing · launching Q2 2026

Build healthy money habits, one drop at a time.

Trickle is a gentle, AI-guided financial literacy app. Bite-sized lessons, savings goals that move with you, and smart money tools — all in your pocket. No shame, no spreadsheets.

Join the waitlist See how it works
●  Free to start — no card ●  iOS & Android ●  Made in New Zealand
💧
3 moves this week
Momentum looks good
🛟
+$75 · Emergency fund
40% of the way there
⭐
Lesson mastered
Compound interest
9:41 ●●● · ■
Wednesday, Apr 29
Hey Jordan 👋
💧 3 moves
Your money identity
I'm becoming someone who invests with confidence.
Accelerating
You've logged 3 moves this week — momentum looks good! One more to beat last week.
🎯 This week's moves
1/4
SaveOpen a separate savings account today. Name it "Emergency Fund".
InvestSet up a $25 weekly auto-invest into your index fund.✓
Smart SpendList 3 subscriptions you haven't used this month.
Plan AheadDraft a simple will. It takes 15 minutes online.
Home
Learn
Lab
Insight
Profile
86
Bite-sized lessons, 11 levels
5 min
Most lessons, start to star
$0
Free core — forever
1 app
Learn, plan, and track — together
Everything in one gentle app

A calmer way to get good with money.

Most money apps make you feel behind. Trickle starts where you are — then nudges you forward a drop at a time.

Bite-sized lessons that stick

86 lessons across 11 levels — from budgeting basics to investing and life transitions. Spaced refreshers keep it in your head.

✓
Budgeting without a spreadsheet
Level 1 · 4 min
★
🔒
Index funds, plainly
Level 3 · 6 min

Goals that move with you

Set savings goals that connect to what you're learning. Emergency fund, first home, early retirement — Trickle maps the path.

🛟
Emergency fund
$1,200 of $3,000 · by Dec 2026
40%$1,800 to go

Run the numbers before you decide

Debt payoff, compound growth, retirement, cost-per-use. Ask "what if I…" in plain English and see the answer in your own numbers.

⛏️ Debt Payoff — Avalanche vs Snowball
Avalanche saves $1,84018 months faster

Ask Trickle, anytime

The in-app chatbot helps you think — never gives financial advice. Grounded in what you've learned, focused on your own situation.

Should I pay off my $4k card or start investing?
Depends on the rate! At 21% APR, paying it down is basically a guaranteed 21% return. Want me to run both options side-by-side?
Learn, a drop at a time

86 lessons that respect your time.

Five-minute reads, one idea each, in plain English. Earn a gold star when you can still recall it a month later — that's mastery.

  • Foundations → Investing → Life transitions
  • Spaced refreshers at 7, 30, and 90 days
  • Free — all 86, no premium gate on learning

📚 Level 2 · Savings foundations

✓
Why you need a buffer
Mastered · 30 days ago
★
✓
High-interest savings, simply
Mastered · 14 days ago
★
🔒
Sinking funds explained
Unlocks next
The Money Lab

See the future. Then decide.

Six calculators, no jargon. Each one starts with a question you'd actually ask — and ends with a number you can act on today.

  • ⛏️ Debt payoff — Avalanche vs Snowball
  • 🏖️ Retirement & FIRE timelines
  • 💸 Cost-per-use — is it actually worth it?
  • 🔮 Where-am-I-heading — project any timeline
🏖️ Retirement simulator
If you keep contributing $400/mo…
$847,320
projected at age 65 · 7% avg return

💡 Try — "What if I add $50/mo?"

Extra at 65
+$112,400
Trickle mascot

A friend who's read the books — not a coach, not a bank.

Trickle's tone is calm, specific, and human. We'll never shame you into a spreadsheet, yell about your latte, or dress up "portfolio diversification optimization" when "spread out your money" works just as well.

What we don't do
  • "Congratulations on your streak! 🎉🎉🎉"
  • "Record a financial transaction"
  • "Select goal from list"
  • "Projected balance: $5,200.00 over 24 months"
What you'll hear
  • "Nice — that's 4 weeks in a row."
  • "Log a move"
  • "Pick a goal that excites you"
  • "You'd have $5,200 in 2 years."
Built for the rest of us

If you've felt behind on money, start here.

Trickle is for people who know money matters and just haven't had a gentle place to start. You bring the curiosity — we bring the drops.

11
Levels, from budgeting basics to life transitions
6
Money simulators — run the numbers in plain English
18
Badges to earn as habits take root
5 min
A day is all it takes to build real momentum
Common questions

Good to know.

Is Trickle free?
Yes — all 86 lessons, goals, nudges, and basic simulators are free, forever. A small premium tier unlocks deeper tools like the Debt Payoff and FIRE simulators if you want them. You'll never need a card to start.
Does Trickle give financial advice?
No. Trickle is a financial literacy app — we help you think, not tell you what to do. Ask Trickle is grounded in the lessons and your own numbers, but it will never recommend a specific product or make a decision for you.
Do I need to connect my bank?
Not in V1. Trickle asks you to log moves yourself — it's a habit-building choice, not a data grab. Your numbers stay on your device unless you explicitly sync.
When does it launch?
Q2 2026 on iOS and Android. We're in the final testing stretch — join the waitlist and we'll tell you the day it's live.
Who's behind Trickle?
Trickle is built by LANGLIGELANG LIMITED, a small team based in Aotearoa New Zealand. Reach us anytime at hello@gettrickle.app.

Be the first to know when Trickle launches.

Drop your email and we'll send one gentle message the day it's live. That's it — no spam, no weekly newsletter, no guilt.

We'll never share your email. Promise.